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Student Loan Holders Beware – Rates Scheduled to Double

The student loan debt crisis is set to hit an all-time peak in the next few years. Are you ready to handle the fallout? . . . → Read More: Student Loan Holders Beware – Rates Scheduled to Double

Predatory Payday Lenders

Payday or fast cash-advance lenders often charge loan-shark interest rates and government provides little consumer protections for our most vulnerable citizens. . . . → Read More: Predatory Payday Lenders

Look Out for Hidden CARD Loopholes

Two hidden loopholes in the CARD Act can leave consumers paying high interest charges that can quickly snowball. . . . → Read More: Look Out for Hidden CARD Loopholes

The Truth about Filing Bankruptcy

There is substantial misinformation regarding what is truth and what is fiction about filing personal bankruptcy – learn the facts. . . . → Read More: The Truth about Filing Bankruptcy

College Debt Growing Faster than Inflation

Student loan debt exceeds credit card debt leaving many Americans strapped for cash.

A new report by USA Today finds that Americans’ student loan debt is $850 billion dollars, which actually exceeds the total amount of Americans’ credit card debt. What does that mean for our newest generation heading off to college?  Basically the debt they . . . → Read More: College Debt Growing Faster than Inflation

Emergency Homeowners Loan Program Ending a Brief and Unsuccessful Run

Emergency Homeowner Loan Program comes to a short and unsuccessful run leaving billions on the table rather than in American’s bank accounts. . . . → Read More: Emergency Homeowners Loan Program Ending a Brief and Unsuccessful Run

Introducing Kids to Budgeting Basics

Learn easy ways to teach your kids about money and budgeting. . . . → Read More: Introducing Kids to Budgeting Basics

The High Cost of Surviving

Medical debt is one of the leading causes of personal bankruptcy in the U.S. . . . → Read More: The High Cost of Surviving

Bankruptcy is the Cost of the Way the Credit Card Industry Does Business

Reprinted with permission from Huffington Post 7-13-11

One newspaper article in 1997 told me all I needed to know about the business model for the credit card industry. Beneficial National Bank, the credit card lender for BJ’s Warehouse, notified 12,000 of its customers that it was revoking their credit card privileges. A logical guess would be that they . . . → Read More: Bankruptcy is the Cost of the Way the Credit Card Industry Does Business

Are Low Credit Score Credit Cards Really an Answer?

Low credit score credit cards are all the rage, but they may not be your financial salvation. . . . → Read More: Are Low Credit Score Credit Cards Really an Answer?