Attorney Richard Gaudreau

Category: Personal Finance

In Over Your Head?

[caption id="attachment_118" align="alignleft" width="300" caption="Past Due Notices and Collector Calls Can Push Debtors into a Rash Decision"][/caption] If the phone never stops ringing and bill collectors are harassing you morning, noon and night, you're not alone.  With millions of Americans facing financial peril due to job loss, medical bills, or other financial hardships, it's no...

Resolve to Save Big and Change Your Financial Future

[caption id="attachment_102" align="alignleft" width="173" caption="Elizabeth Leamy's Save Big CAN change your financial future."][/caption] Everyone knows that the top New Year's resolution is to lose weight or live a healthier life, but do you know what ranks as the #2 resolution?     The second most popular resolution is to get out of debt and gain more control...

Think Before You Spend This Holiday

[caption id="attachment_76" align="alignleft" width="300" caption="Even Santa might be tempted to max his credit this holiday. (Photo Courtesy: Getty Images)"][/caption] Reports from last week’s Black Friday holiday shopping tell the tale of shoppers who are using their credit cards a bit less than last year.  According to a National Retail Federation survey of 8,692 consumers reported...

Overspending Made Easy

[caption id="attachment_58" align="alignleft" width="291" caption="Those ATM machines could be costing you a pretty penny."][/caption] Since the banking ‘meltdown,’ one area of increased concern for consumer advocates is whether the fees charged by the banking industry for overdrafts on bank accounts are unfair and deceptive.  Often times consumers believe that they are acting in their best...

Be on the Look Out for Credit Fraud

[caption id="attachment_10" align="alignleft" width="300" caption="The Credit Crunch Hits Home"][/caption] Like many Americans, nearly one in four today, you may be out of work and having difficulty paying your bills on time.  The phone rings non-stop at home, the warning letters arrive daily, and you wonder if you will ever have another moment’s peace again. Consumers...