Attorney Richard Gaudreau

Tag: debit

Is there a Right Way to Use Credit Cards?

[caption id="attachment_207" align="alignleft" width="300" caption="Americans are changing how they use credit."][/caption] According to a national survey by Javelin Strategy and Research, credit card spending is down, especially in the 18-24 age market.  Does that mean that we Americans aren't spending or are we doing it differently? According to the NY Times report, the survey showed...

More Changes to Bank Processing Fees

[caption id="attachment_178" align="alignleft" width="199" caption="Watch your mail for a letter from your bank regarding changing overdraft fees"][/caption] The third and final phase of the Credit Card Accountability Responsibility and Disclosure (CARD) Act will be going into effect on August 22, 2010 but many banks are trying to beat the legislation to the punch.  Included in...