Attorney Richard Gaudreau

Tag: retirement

The Truth about Filing Bankruptcy

There are a lot of misunderstandings about filing for bankruptcy which lead to a tremendous amount of confusion and heartache if you don’t understand your rights from the beginning.   Why does this happen?  Some of these myths are perpetuated in the media.  Other times, people are often too embarrassed to tell a neighbor or relative...

Budgeting Basics

[caption id="attachment_134" align="alignleft" width="300" caption="The building blocks of a good personal budget are as easy as 1-2-3."][/caption] Everywhere you turn, conversations revolve on tightening and maintaining strict budgets.  If you, like millions of Americans, weren't taught how to properly create and keep a budget in high school or college, then all of those financial conversations are...

Bankruptcy of the Elder Class

[caption id="attachment_69" align="alignleft" width="197" caption="U.S. senior citizens are facing an unprecedented spike in bankruptcy filings"][/caption] While the news media focuses most of its efforts on covering the economic downturn and its effect on the young and middle aged populations, there is a silent yet growing contingent of Americans who are facing financial hardships and the...